H.Amdt.11 - Amendment in the nature of a substitute, among other provisions, sought to modify the means test and require the court, in considering a motion to dismiss or convert a Chapter 7 case, to consider the debtor's actual reasonable and necessary expenses and income; and make revisions concerning alimony and child support, small business, credit card abuse, protecting employee wages and benefits in bankruptcy, and use of bankruptcy to evade lawful debts for civil rights violations.