S.Amdt.572 - To improve access to higher education for middle-income families by making resources available to expand the Hope and Lifetime Learning Scholarship Credits and for lower-income families by making resources available to increase the maximum Pell Grant to $4500 and to provide an equal amount for deficit reduction by eliminating the 10 percent dividend tax exclusion for amounts above $500 and eliminating acceleration of the 38.6 percent income tax rate education.