H.Amdt.510 - Amendment in the nature of a substitute sought to create Universal Access Programs that expand and reform high-risk pools and reinsurance programs; sought to prevent insurers from unjustly canceling a policy or instituting annual or lifetime spending caps; sought to put in place medical liability reforms and give small businesses the power to pool together and offer health care at lower prices; sought to prohibit all Federal funds, whether they are authorized funds or appropriated funds, from being used to pay for abortions; and sought to create new incentives to save for future and long-term care needs by allowing qualified participants to use HSAs to pay premiums.