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The act expands eligibility for mortgage loans through the Colorado housing and finance authority to first responders. The act also defines the term 'first responder' to include peace officers, firefighters, and emergency medical technicians, and defines the term 'peace officer' to include a noncertified deputy sheriff, an emergency communications specialist, a corrections officer, a port of entry officer, or a wildlife officer.The act also sets an income limit for families made eligible for mortgage loans by the act.(Note: This summary applies to this bill as enacted.)