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“(a) In General.—The Comptroller General of the United States shall conduct a study of deposit insurance issues raised by section 1001 emphasizing in particular—“(1) analysis of the policy considerations affecting the scope of deposit insurance coverage; “(2) evaluation of the risks associated with bank insurance contracts both as to the issuing institution and the deposit insurance funds; and “(3) the effect of proposed changes in the definition of ‘deposit’ on—“(A) market discipline; and “(B) the ability of other participants in capital markets to raise funds. “(b) Report.—Not later than the close of the 18-month period beginning on the date of the enactment of this Act [Aug. 9, 1989], the Comptroller General shall submit to the Congress the results of the study required by subsection (a).

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