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15 U.S.C. § 1642

U.S. CodeFederal
Issuance of credit cards
About This Law
/us/usc/t15/s1642
Title
15 — Commerce and Trade
Chapter
CH41
Release
119-84
Release Date
2026-04-17

Section Text

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No credit card shall be issued except in response to a request or application therefor. This prohibition does not apply to the issuance of a credit card in renewal of, or in substitution for, an accepted credit card. (Pub. L. 90–321, title I, § 132, as added Pub. L. 91–508, title V, § 502(a), Oct. 26, 1970, 84 Stat. 1126.) Statutory Notes and Related Subsidiaries Effective DatePub. L. 91–508, title V, § 503(1), Oct. 26, 1970, 84 Stat. 1127, provided that: “Section 132 of such Act [this section] takes effect on date of enactment of this title [Oct. 26, 1970].”

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