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15 U.S.C. § 1681l

U.S. CodeFederal
Restrictions on investigative consumer reports
About This Law
/us/usc/t15/s1681l
Title
15 — Commerce and Trade
Chapter
CH41
Release
119-84
Release Date
2026-04-17

Section Text

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Whenever a consumer reporting agency prepares an investigative consumer report, no adverse information in the consumer report (other than information which is a matter of public record) may be included in a subsequent consumer report unless such adverse information has been verified in the process of making such subsequent consumer report, or the adverse information was received within the three-month period preceding the date the subsequent report is furnished. (Pub. L. 90–321, title VI, § 614, as added Pub. L. 91–508, title VI, § 601, Oct. 26, 1970, 84 Stat. 1133.) Statutory Notes and Related Subsidiaries Effective DateSection effective upon the expiration of one hundred and eighty days following Oct. 26, 1970, see section 504(d) of Pub. L. 90–321, as added by Pub. L. 91–508, set out as a note under section 1681 of this title.

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