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Align Credit Union

501(c)
Other · LOWELL, MA · EIN 04-1680140

About

The credit union accept deposits and grant loans to its members. Benefit paid are dividends on deposit accounts and granting accessible credit to its members.

Donations are NOT tax-deductible
Category
Other
Employees
174
Volunteers
0

Financial Snapshot

FY ending 2022-12-31
Revenue
$24.4M
Expenses
$24.0M
Assets
$703.5M
Liabilities
$668.2M

Financial history

$27.3M$13.7M$0
16171819202122
RevenueExpenses
Latest FY2022: $24.4M · Peak FY2019: $27.3M · Avg: $24.4M
ALIGN CREDIT UNION
Your actions

Address

87 HALE ST
Lowell, MA, 01851-334

Governance

Voting board members11
Independent members10
Conflict-of-interest policyNo
Whistleblower policyYes
Doc-retention policyYes
Audit committeeYes
990 reviewed by boardNo

Compensation practices

Severance paymentsNo
Equity-based compNo
Supplemental retirement planNo
Compensation committeeYes
Used comp surveyYes
Board approved compYes
Public records
ProPublica Nonprofit Explorer ↗
Full 990 PDFs going back to 2001, plus parsed financial extracts. The easiest place to read actual filings.
IRS Tax Exempt Organization Search ↗
IRS-side authoritative source. Confirms current exempt status and pulls the latest determination letter.
These open in a new tab. AllCiv doesn't host filings directly — these are the authoritative public-record sources.