COOPERATIVA DE AHORRO Y CREDITO DR M ZENO GANDIA

Nonpartisan civic infrastructure

Cooperativa DE Ahorro Y Credito DR M ZENO Gandia

501(c)Fed auditsIRS 990

DBA: % COOPERATIVA DE AHORRA Y CREDITO M

Other · ARECIBO, PR · EIN 66-0227873

To obtain saving deposits from its members as share and deposits and offer financing sources following the cooperative movement philosophy.

In care of Cooperativa DE Ahorra Y Credito M

Donations are NOT tax-deductible

FY ending 2024-12-31

Revenue

$16.4M

Expenses

$12.3M

Assets

$276.2M

Liabilities

$208.1M

$16.4M$8.2M$0

222324

RevenueExpenses

Latest FY2024: $16.4M · Avg: $14.7M

COOPERATIVA DE AHORRO Y CREDITO DR M ZENO GANDIA

Your actions

PO BOX 1865

Arecibo, PR, 00613-186

Voting board members11

Independent members11

Conflict-of-interest policyYes

Whistleblower policyYes

Doc-retention policyYes

Audit committeeNo

990 reviewed by boardYes

Public records

Full 990 PDFs going back to 2001, plus parsed financial extracts. The easiest place to read actual filings.

IRS-side authoritative source. Confirms current exempt status and pulls the latest determination letter.

These open in a new tab. AllCiv doesn't host filings directly — these are the authoritative public-record sources.