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Credit Unions Chartered in the State of Michigan

501(c)
Other · MIDLAND, MI · EIN 38-0495567

About

DOW credit union is a principles-based financial cooperative committed to exceptional service, convenience, value and security operating in accordance with the michigan credit union ACT.

Donations are NOT tax-deductible
Category
Other
Employees
218
Volunteers
8

Financial Snapshot

FY ending 2024-12-31
Revenue
$117.1M
Expenses
$110.7M
Assets
$2.4B
Liabilities
$2.2B

Financial history

$117.1M$58.6M$0
161718192021222324
RevenueExpenses
Latest FY2024: $117.1M · Avg: $65.2M
CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
Your actions

Address

PO BOX 1649
Midland, MI, 48641-164

Governance

Voting board members8
Independent members8
Conflict-of-interest policyYes
Whistleblower policyYes
Doc-retention policyYes
Audit committeeYes
990 reviewed by boardYes

Compensation practices

Severance paymentsYes
Equity-based compNo
Supplemental retirement planYes
Compensation committeeYes
Used comp surveyYes
Board approved compYes
Public records
ProPublica Nonprofit Explorer ↗
Full 990 PDFs going back to 2001, plus parsed financial extracts. The easiest place to read actual filings.
IRS Tax Exempt Organization Search ↗
IRS-side authoritative source. Confirms current exempt status and pulls the latest determination letter.
These open in a new tab. AllCiv doesn't host filings directly — these are the authoritative public-record sources.