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Credit Unions Chartered in the State of Michigan

501(c)
Other · SAGINAW, MI · EIN 38-0996065

About

To provide low/no cost financial products and services to member owners who share a common BOND.

Donations are NOT tax-deductible
Category
Other
Employees
241
Volunteers
9

Financial Snapshot

FY ending 2024-12-31
Revenue
$62.1M
Expenses
$59.1M
Assets
$1.1B
Liabilities
$998.4M

Financial history

$62.1M$31.1M$0
161718192021222324
RevenueExpenses
Latest FY2024: $62.1M · Avg: $42.2M
CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
Your actions

Address

6640 BAY RD
Saginaw, MI, 48604-973

Governance

Voting board members7
Independent members7
Conflict-of-interest policyNo
Whistleblower policyYes
Doc-retention policyYes
Audit committeeYes
990 reviewed by boardYes

Compensation practices

Severance paymentsNo
Equity-based compNo
Supplemental retirement planYes
Compensation committeeYes
Used comp surveyYes
Board approved compYes
Public records
ProPublica Nonprofit Explorer ↗
Full 990 PDFs going back to 2001, plus parsed financial extracts. The easiest place to read actual filings.
IRS Tax Exempt Organization Search ↗
IRS-side authoritative source. Confirms current exempt status and pulls the latest determination letter.
These open in a new tab. AllCiv doesn't host filings directly — these are the authoritative public-record sources.