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Credit Unions Chartered in the State of Michigan

501(c)
Other · BAY CITY, MI · EIN 38-1395700

About

Providing our members the resources to develop strong financial roots.

Donations are NOT tax-deductible
Category
Other
Employees
105
Volunteers
10

Financial Snapshot

FY ending 2024-12-31
Revenue
$15.8M
Expenses
$15.6M
Assets
$284.1M
Liabilities
$264.0M

Financial history

$15.8M$7.9M$0
161718192021222324
RevenueExpenses
Latest FY2024: $15.8M · Avg: $11.1M
CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
Your actions

Address

1309 N Lincoln ST
BAY City, MI, 48708-617

Governance

Voting board members7
Independent members7
Conflict-of-interest policyYes
Whistleblower policyNo
Doc-retention policyYes
990 reviewed by boardYes

Compensation practices

Severance paymentsNo
Equity-based compNo
Supplemental retirement planNo
Used comp surveyYes
Board approved compYes
Public records
ProPublica Nonprofit Explorer ↗
Full 990 PDFs going back to 2001, plus parsed financial extracts. The easiest place to read actual filings.
IRS Tax Exempt Organization Search ↗
IRS-side authoritative source. Confirms current exempt status and pulls the latest determination letter.
These open in a new tab. AllCiv doesn't host filings directly — these are the authoritative public-record sources.