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Credit Unions Chartered in the State of Michigan

501(c)
Other · ALPENA, MI · EIN 38-1461385

About

To be your most trusted and valued financial partner. Member promise: we promise to simplify your life, work in your BEST interest, and be your advocate to help achieve your financial needs.

Donations are NOT tax-deductible
Category
Other
Employees
177
Volunteers
15

Financial Snapshot

FY ending 2024-12-31
Revenue
$50.0M
Expenses
$39.3M
Assets
$861.4M
Liabilities
$762.9M

Financial history

$50.0M$25.0M$0
161718192021222324
RevenueExpenses
Latest FY2024: $50.0M · Avg: $22.7M
CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
Your actions

Address

1100 S Bagley ST
Alpena, MI, 49707-810

Governance

Voting board members11
Independent members11
Conflict-of-interest policyYes
Whistleblower policyYes
Doc-retention policyYes
Audit committeeYes
990 reviewed by boardYes

Compensation practices

Severance paymentsNo
Equity-based compNo
Supplemental retirement planYes
Compensation committeeYes
Used comp surveyYes
Board approved compYes
Public records
ProPublica Nonprofit Explorer ↗
Full 990 PDFs going back to 2001, plus parsed financial extracts. The easiest place to read actual filings.
IRS Tax Exempt Organization Search ↗
IRS-side authoritative source. Confirms current exempt status and pulls the latest determination letter.
These open in a new tab. AllCiv doesn't host filings directly — these are the authoritative public-record sources.