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Credit Unions Chartered in the State of Michigan

501(c)
DBA: % AVR
Other · ESCANABA, MI · EIN 38-1489465

About

Provide financial services and products to members.

In care of AVR

Donations are NOT tax-deductible
Category
Other
Employees
158
Volunteers
14

Financial Snapshot

FY ending 2024-12-31
Revenue
$29.9M
Expenses
$27.8M
Assets
$548.8M
Liabilities
$494.8M

Financial history

$29.9M$14.9M$0
161718192021222324
RevenueExpenses
Latest FY2024: $29.9M · Avg: $17.1M
CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
Your actions

Address

2600 1ST AVE S
Escanaba, MI, 49829-131

Governance

Voting board members11
Independent members11
Conflict-of-interest policyYes
Whistleblower policyNo
Doc-retention policyYes
Audit committeeNo
990 reviewed by boardNo

Compensation practices

Severance paymentsNo
Equity-based compNo
Supplemental retirement planNo
Public records
ProPublica Nonprofit Explorer
Full 990 PDFs going back to 2001, plus parsed financial extracts. The easiest place to read actual filings.
IRS Tax Exempt Organization Search
IRS-side authoritative source. Confirms current exempt status and pulls the latest determination letter.
These open in a new tab. AllCiv doesn't host filings directly — these are the authoritative public-record sources.