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Credit Unions Chartered in the State of Michigan

501(c)Reinstated 2019
DBA: % JOSEPH HEINTSKILL
Research & Policy · GRAND RAPIDS, MI · EIN 38-1544138

About

Working together as the most trusted resource to help our members' financial lives be simply better.

In care of Joseph Heintskill

Donations are NOT tax-deductible
Category
Research & Policy
Employees
98
Volunteers
10

Financial Snapshot

FY ending 2024-12-31
Revenue
$14.4M
Expenses
$9.8M
Assets
$252.3M
Liabilities
$201.5M

Financial history

$14.4M$7.2M$0
192021222324
RevenueExpenses
Latest FY2024: $14.4M · Avg: $12.0M
CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
Your actions

Address

1720 Michigan ST NE
Grand Rapids, MI, 49503-201

Governance

Voting board members9
Independent members9
Conflict-of-interest policyYes
Whistleblower policyNo
Doc-retention policyYes
Audit committeeYes
990 reviewed by boardNo

Compensation practices

Severance paymentsNo
Equity-based compNo
Supplemental retirement planYes
Compensation committeeYes
Used comp surveyYes
Board approved compYes
Public records
ProPublica Nonprofit Explorer ↗
Full 990 PDFs going back to 2001, plus parsed financial extracts. The easiest place to read actual filings.
IRS Tax Exempt Organization Search ↗
IRS-side authoritative source. Confirms current exempt status and pulls the latest determination letter.
These open in a new tab. AllCiv doesn't host filings directly — these are the authoritative public-record sources.