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Credit Unions Chartered in the State of Michigan

501(c)
DBA: % CRYSTAL GRACZ
Other · MOUNT CLEMENS, MI · EIN 38-1582963

About

To positively impact the lives of our members, team members, and community through meaningful connections and progressive financial solutions.

In care of Crystal Gracz

Donations are NOT tax-deductible
Category
Other
Employees
109
Volunteers
8

Financial Snapshot

FY ending 2024-12-31
Revenue
$18.6M
Expenses
$17.1M
Assets
$327.5M
Liabilities
$300.4M

Financial history

$18.6M$9.3M$0
161718192021222324
RevenueExpenses
Latest FY2024: $18.6M · Avg: $14.0M
CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
Your actions

Address

PO BOX 2800
Mount Clemens, MI, 48046-280

Governance

Voting board members8
Independent members8
Conflict-of-interest policyYes
Whistleblower policyNo
Doc-retention policyYes
Audit committeeYes
990 reviewed by boardNo

Compensation practices

Severance paymentsNo
Equity-based compNo
Supplemental retirement planYes
Used comp surveyYes
Board approved compYes
Public records
ProPublica Nonprofit Explorer
Full 990 PDFs going back to 2001, plus parsed financial extracts. The easiest place to read actual filings.
IRS Tax Exempt Organization Search
IRS-side authoritative source. Confirms current exempt status and pulls the latest determination letter.
These open in a new tab. AllCiv doesn't host filings directly — these are the authoritative public-record sources.