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Emblem Credit Union

501(c)
DBA: % JEFF NAPPER
Other · GADSDEN, AL · EIN 63-6046132

About

Cooperative society incorporated for the twofold purpose of promoting thrift among its members and creating a source of credit for them at legitimate rates of interest.

In care of JEFF Napper

Donations are NOT tax-deductible
Category
Other
Employees
106
Volunteers
10

Financial Snapshot

FY ending 2022-12-31
Revenue
$23.2M
Expenses
$18.7M
Assets
$479.2M
Liabilities
$436.9M

Financial history

$23.2M$11.6M$0
16171819202122
RevenueExpenses
Latest FY2022: $23.2M · Avg: $17.2M
EMBLEM CREDIT UNION
Your actions

Address

702 Walnut ST
Gadsden, AL, 35901-413

Governance

Voting board members7
Independent members7
Conflict-of-interest policyYes
Whistleblower policyNo
Doc-retention policyYes
Audit committeeYes
990 reviewed by boardNo

Compensation practices

Severance paymentsNo
Equity-based compNo
Supplemental retirement planYes
Compensation committeeYes
Used comp surveyYes
Board approved compYes
Public records
ProPublica Nonprofit Explorer ↗
Full 990 PDFs going back to 2001, plus parsed financial extracts. The easiest place to read actual filings.
IRS Tax Exempt Organization Search ↗
IRS-side authoritative source. Confirms current exempt status and pulls the latest determination letter.
These open in a new tab. AllCiv doesn't host filings directly — these are the authoritative public-record sources.