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First Central Credit Union

501(c)Fed auditsIRS 990Politically Active
DBA: % FIRST CENTRAL CREDIT UNION
Other · WACO, TX · EIN 74-1137995

About

First central credit union is a financial institution, specifically a credit union which is a cooperative provider of financial services to our members. First central credit union is committed to providing secure, competitive financial services, dedicated to offering the BEST possible benefits to our members, and to making a difference in the communities we serve while continuing to build capital reserves through innovative and sound business practices. First central credit union is a state of texas chartered credit union and a member of CUNA. We are also designated as "juntos avanzamos" by cornerstone credit union league which signifies that first central has a long term vision and commitment to serving the needs of the hispanic market. In 2018 first central credit union was awarded certification as a community development financial institution (CDFI) by the us department of the treasury.

In care of First Central Credit Union

Donations are NOT tax-deductible
Category
Other
Employees
86
Volunteers
10

Financial Snapshot

FY ending 2024-12-31
Revenue
$16.2M
Expenses
$14.6M
Assets
$168.6M
Liabilities
$145.6M

Financial history

$16.2M$8.1M$0
21222324
RevenueExpenses
Latest FY2024: $16.2M · Avg: $13.2M

Political & Grant Activity

Campaign Spending
$310
Lobbying
Grants Given
FIRST CENTRAL CREDIT UNION
Your actions

Address

6201 Sanger AVE
WACO, TX, 76710-564

Governance

Voting board members9
Independent members9
Conflict-of-interest policyYes
Whistleblower policyNo
Doc-retention policyYes
Audit committeeNo
990 reviewed by boardYes

Compensation practices

Severance paymentsNo
Equity-based compNo
Supplemental retirement planNo
Public records
ProPublica Nonprofit Explorer
Full 990 PDFs going back to 2001, plus parsed financial extracts. The easiest place to read actual filings.
IRS Tax Exempt Organization Search
IRS-side authoritative source. Confirms current exempt status and pulls the latest determination letter.
These open in a new tab. AllCiv doesn't host filings directly — these are the authoritative public-record sources.