About
To provide residents of BAY county with financial and depository services.
In care of Michael Akers
Donations are NOT tax-deductible
Financial Snapshot
FY ending 2024-12-31Financial history
161718192021222324
RevenueExpenses
Latest FY2024: $10.0M · Avg: $6.1M
Address
601 H HWY 231
Panama City, FL, 32405-000
Governance
Voting board members11
Independent members11
Conflict-of-interest policyYes
Whistleblower policyNo
Doc-retention policyYes
Audit committeeYes
990 reviewed by boardNo
Compensation practices
Severance paymentsNo
Equity-based compNo
Supplemental retirement planNo
Board approved compYes
Public records
These open in a new tab. AllCiv doesn't host filings directly — these are the authoritative public-record sources.