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Heritage Financial Credit Union

501(c)Fed auditsIRS 990
DBA: % JAMIE CAROLAN
Research & Policy · MIDDLETOWN, NY · EIN 14-1348251

About

https://heritagefcu.com/about/what-makes-us-different

In care of Jamie Carolan

Donations are NOT tax-deductible
Category
Research & Policy
Employees
203
Volunteers
11

Financial Snapshot

FY ending 2023-12-31
Revenue
$39.4M
Expenses
$35.8M
Assets
$712.0M
Liabilities
$661.5M

Financial history

$39.4M$19.7M$0
212223
RevenueExpenses
Latest FY2023: $39.4M · Avg: $32.7M
HERITAGE FINANCIAL CREDIT UNION
Your actions

Address

25 Rykowski LN
Middletown, NY, 10941-401

Governance

Voting board members7
Independent members7
Conflict-of-interest policyNo
Whistleblower policyYes
Doc-retention policyYes
Audit committeeYes
990 reviewed by boardNo

Compensation practices

Severance paymentsNo
Equity-based compNo
Supplemental retirement planNo
Used comp surveyYes
Board approved compYes
Initial contract exceptionNo
Public records
ProPublica Nonprofit Explorer ↗
Full 990 PDFs going back to 2001, plus parsed financial extracts. The easiest place to read actual filings.
IRS Tax Exempt Organization Search ↗
IRS-side authoritative source. Confirms current exempt status and pulls the latest determination letter.
These open in a new tab. AllCiv doesn't host filings directly — these are the authoritative public-record sources.