MTCU is a cooperative thrift institution and is a member of the national credit union association insurance fund. MTCU is regulated by the state of texas credit union department as well as the national credit union administration. MTCU offers products and services in four primary areas: share & checking accounts, consumer loans, and real estate loans. MTCU is dedicated to providing personal, courteous, and professional service in an efficient and caring manner and to meeting the diverse needs of the member-owners through sound management practices.