To lead a national movement that better equips americans to manage their financial futures and, in turn, advances the economy and our nation as a whole. Founded in 1951, the national foundation for credit counseling (NFCC) is the oldest nonprofit dedicated to improving people's financial well-being. With 52 member agencies and over 1,200 NFCC certified credit counselors serving 50 states and ALL u.s. Territories, our NFCC certified credit counselors are financial advocates, empowering millions of consumers to take charge of their finances through one-on-one financial reviews that address credit CARD DEBT, student loans, housing decisions, and overall money management.