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Northern Federal Credit Union

501(c)
DBA: % NORT
Research & Policy · WATERTOWN, NY · EIN 15-0580359

About

Regulated by the NYS department of financial services, we provide banking services to an 8 county demographic.

In care of NORT

Donations are NOT tax-deductible
Category
Research & Policy
Employees
202
Volunteers
12

Financial Snapshot

FY ending 2024-12-31
Revenue
$43.6M
Expenses
$42.0M
Assets
$634.8M
Liabilities
$26.0M

Financial history

$43.6M$21.8M$0
192021222324
RevenueExpenses
Latest FY2024: $43.6M · Avg: $33.1M
NORTHERN FEDERAL CREDIT UNION
Your actions

Address

120 Factory ST
Watertown, NY, 13601-195

Governance

Voting board members7
Independent members7
Conflict-of-interest policyYes
Whistleblower policyYes
Doc-retention policyYes
Audit committeeYes
990 reviewed by boardNo

Compensation practices

Severance paymentsNo
Equity-based compNo
Supplemental retirement planYes
Used comp surveyYes
Board approved compYes
Public records
ProPublica Nonprofit Explorer
Full 990 PDFs going back to 2001, plus parsed financial extracts. The easiest place to read actual filings.
IRS Tax Exempt Organization Search
IRS-side authoritative source. Confirms current exempt status and pulls the latest determination letter.
These open in a new tab. AllCiv doesn't host filings directly — these are the authoritative public-record sources.