RIVER WORKS CREDIT UNION

Nonpartisan civic infrastructure

River Works Credit Union

501(c)

Research & Policy · LYNN, MA · EIN 04-6061145

About

The promotion of thrift among its members by the accumulation of their savings and the loaning of such savings back to its members at a moderate rate of interest.

Donations are NOT tax-deductible

Financial Snapshot

FY ending 2024-12-31

Revenue

$8.3M

Expenses

$7.8M

Assets

$151.4M

Liabilities

$134.9M

Financial history

$8.3M$4.1M$0

161718192021222324

RevenueExpenses

Latest FY2024: $8.3M · Avg: $5.6M

RIVER WORKS CREDIT UNION

Your actions

Address

947 Western AVE

LYNN, MA, 01905-264

Governance

Voting board members10

Independent members9

Conflict-of-interest policyYes

Whistleblower policyYes

Doc-retention policyYes

Audit committeeYes

990 reviewed by boardYes

Compensation practices

Severance paymentsNo

Equity-based compNo

Supplemental retirement planNo

Used comp surveyYes

Board approved compYes

Public records

ProPublica Nonprofit Explorer ↗

Full 990 PDFs going back to 2001, plus parsed financial extracts. The easiest place to read actual filings.

IRS Tax Exempt Organization Search ↗

IRS-side authoritative source. Confirms current exempt status and pulls the latest determination letter.

These open in a new tab. AllCiv doesn't host filings directly — these are the authoritative public-record sources.