Online Age Verification and Child Safety Act - Makes it unlawful for an operator of a pornographic website to display any pornographic material without first verifying that any user is at least 18 years old.
Makes it unlawful for an operator of a website to carry out any financial transaction involving any product or service whose sale or access to persons under a legally specified age is prohibited by federal or state law without first verifying that any user meets the age requirement.
Imposes criminal penalties.
Requires any Internet payment service provider or business performing financial transactions relating to pornographic material or to age-restricted products or services only process age-verified transactions. Establishes safe harbors.
Requires: (1) violations to be treated as violations of a rule regarding unfair or deceptive acts or practices; and (2) the Federal Trade Commission (FTC) to enforce this title.
Prohibits construing this Act as providing a private right of action, including a class action.
Prohibits any financial institution from processing a financial transaction denominated in or otherwise involving an electronic currency not backed by the full faith and credit of a United Nations (UN) member state.
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