SCRA Enhancement and Improvement Act of 2013 - Amends the Servicemembers Civil Relief Act (SCRA) to:
extend the period during which a contract for the purchase of real or personal property or the lease or bailment of such property entered into by a member of the uniformed services (servicemember) may not be rescinded or terminated for a breach to one year after such member's period of military service; change the period during which an action to enforce a mortgage, trust deed, or other security against a servicemember is covered by a stay of proceedings or adjustment of obligation to the period in which such action is pending (instead of the period in which such action is filed); prohibit the accrual of a mortgage prepayment penalty incurred by a servicemember during military service; delay the expiration of a license issued by a state or local licensing authority to a servicemember, or a continuing education requirement to maintain such a license, to 180 days after such servicemember is no longer eligible for hostile fire or imminent danger special pay; expand protections against collection of taxes owned by a servicemember with respect to personal property or real property occupied for dwelling, professional, trade, business, or agricultural purposes; prohibit the denial of credit to a servicemember solely by reason of entitlement to protections under SCRA; expand due diligence requirements for determining whether an individual is a servicemember prior to taking a default judgment against such individual; extend the protections of SCRA to servicemembers who are personally liable as a guarantor or co-maker of a mortgage, trust deed, or other security in the nature of a mortgage; permit the use of arbitration to settle a dispute under SCRA; authorize the Attorney General to issue a civil investigate demand for documents relating to an investigation under SCRA prior to initiating a civil action for violations of such Act; and double the amount of civil penalties for a first violation of SCRA and for subsequent violations.
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