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H.R. 3240

BillFederalHousePassed House
Regulation D Study Act
About This Bill
Passed
Latest Action · December 3, 2014
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Congress
113th (2013–2015)
Introduced
October 3, 2013
Cosponsors (34)
19D 15R
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Summary

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(This measure has not been amended since it was introduced. The summary of that version is repeated here.) Regulation D Study Act - Directs the Comptroller General (GAO) to study the impact upon depository institutions, consumers, and monetary policy of the requirement that depository institutions maintain reserves in accordance with the Federal Reserve Act and Regulation D (Reserve Requirements of Depository Institutions). Requires such study to include: (1) a historic review of how the Board of Governors of the Federal Reserve System has used reserve requirements to conduct U.S. monetary policy, (2) the impact of the maintenance of reserves upon depository institutions, (3) the impact upon consumers in managing their accounts, and (4) alternatives available to the Board to maintain reserves to effect monetary policy.

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