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S. 4755

BillFederalSenateIn Committee
A bill to prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility.
About This Bill
Committee
Latest Action · September 29, 2020
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Congress
116th (2019–2021)
Introduced
September 29, 2020
Cosponsors (0)
None
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Summary

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Prohibit Auto Insurance Discrimination Act This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include gender, employment status, zip code, census tract, marital status, and credit score. Automobile insurers must make underwriting rules and rate filings available to the public. The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice.

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