To amend title XXVII of the Public Health Service Act, title I of the Employee Retirement Income Security Act of 1974, and the Internal Revenue Code of 1986 to limit enrollment in coverage for excepted benefits to individuals enrolled in a health plan providing minimum essential coverage.
Protecting Patients from Deceptive Health Plans Act
This bill prohibits the sale of health insurance coverage arrangements that are exempt from the federal health insurance requirements unless the individual purchasing the arrangement is enrolled in a plan that provides minimum essential coverage. Further, excepted benefits must be paid without regard to the severity of the illness, injury, diagnosis, or other characteristics related to treatment.
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