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H.R. 7978

BillFederalHouseIntroduced
To make reforms to provide support for minority depository institutions, community development financial institutions, and minority lending institutions to promote and advance communities of color through inclusive lending, and for other purposes.
About This Bill
Introduced
Congress
117th (2021–2023)
Introduced
June 8, 2022
Cosponsors (0)
None
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Summary

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Promoting and Advancing Communities of Color Through Inclusive Lending Act This bill expands the support of, and access to, community development financial institutions, minority lending intuitions, and minority depository institutions. These institutions provide financial services to economically distressed or minority communities. The bill provides mandatory funding set-asides for assistance to minority lending institutions and establishes the Office of Minority Lending Institutions to administer these funds. The bill also establishes the Office of Diverse and Mission-Driven Community Financial Institutions to monitor and support institutions seeking certification. Further, the bill provides for technology grants, a pilot program for establishing new institutions, and various studies and reports.

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