This bill extends the National Flood Insurance Program (NFIP) for two additional years by moving its expiration date from September 30, 2023 to September 30, 2025. The NFIP provides flood insurance coverage to property owners across the country who live in flood-prone areas and cannot obtain coverage through private insurers. The legislation does not specify new funding amounts but allows the program to continue operating under its current financing structure during the extension period. If the bill becomes law after December 20, 2024, it will be treated as if it took effect on that date to ensure there is no lapse in program authorization.
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