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H.R. 10544

BillFederalHouseIntroduced
To specify the treatment of covered non-fungible tokens under the securities laws, and for other purposes.
About This Bill
Introduced
Congress
118th (2023–2025)
Introduced
December 20, 2024
Sponsor
Rep. William TimmonsR
Cosponsors (1)
1D 0R
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Summary

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This bill clarifies the regulatory treatment of non-fungible tokens, or NFTs, under federal securities laws. The legislation specifies that certain "covered" NFTs—those developed primarily for personal use such as art, collectibles, virtual goods, digital credentials, or tickets—are not considered investment securities and therefore do not fall under securities regulations, as long as they are not explicitly marketed as investment opportunities or designed to increase in value. The bill excludes from this treatment any NFTs that function like traditional financial instruments such as stocks, bonds, commodity futures, or swaps. Additionally, the legislation requires the Comptroller General to conduct a comprehensive study of the NFT market within one year, examining the nature and size of the market, how NFTs are created and stored, their benefits and risks, how they interact with traditional industries, and levels of illegal activity in NFT markets. This bill gives the NFT industry more regulatory clarity while directing the government to better understand how this technology operates and where potential harms may exist.

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