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S. 1514

BillFederalSenateIn Committee
To amend the National Housing Act to establish a mortgage insurance program for first responders, and for other purposes.
About This Bill
Committee
Latest Action · January 11, 2024
Committee on Banking, Housing, and Urban Affairs. Hearings held.
Congress
118th (2023–2025)
Introduced
May 10, 2023
Cosponsors (30)
21D 8R
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Summary

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Homes for Every Local Protector, Educator, and Responder Act of 2023 or the HELPER Act of 2023 This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.

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