This joint resolution would block a Consumer Financial Protection Bureau rule that regulates how debt collectors handle medical debt. The rule, published in October 2024, aims to prevent deceptive and unfair debt collection practices specifically related to medical debt under Regulation F. If passed, the resolution would nullify the rule entirely, preventing it from taking effect. The measure uses the Congressional Review Act, a legislative process that allows Congress to disapprove federal agency rules. The resolution would affect debt collectors, medical debt buyers, consumers with medical debt, and the CFPB's ability to enforce protections in this area.