To amend the Fair Credit Reporting Act to prohibit the use of consumer credit checks against prospective and current employees for the purposes of making adverse employment decisions.
About This Bill
Committee
Latest Action · July 27, 2023
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
The Equal Employment for All Act of 2023 would prohibit employers from using consumer credit checks and credit reports when making hiring or employment decisions about job applicants and current employees. The bill applies to all employers using credit information and affects anyone seeking employment or currently employed. The legislation creates limited exceptions for positions requiring national security clearances and situations where credit checks are otherwise required by law, but employers cannot deny someone a job simply because they refused to authorize a credit check. The bill makes conforming changes to the Fair Credit Reporting Act to align with these new restrictions and does not specify particular funding or implementation timelines.
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