This bill requires health insurance plans to cover prostate cancer screening tests for men age 40 and older who are at high risk of developing the disease, specifically African-American men and men with a family history of prostate cancer, without requiring patients to pay any out-of-pocket costs like copayments or deductibles. The legislation addresses a significant health disparity, noting that African-American men are 70 percent more likely to develop prostate cancer and 2.1 times more likely to die from it compared to white men, while early detection has a nearly 100 percent survival rate compared to just 30 percent for late-stage diagnoses. The coverage requirement applies to both group health plans and individual health insurance policies and takes effect for plan years beginning January 1, 2024. The bill includes no explicit new federal funding, as it operates through requirements on existing insurance structures to provide covered preventive services without cost-sharing.