This bill creates a waiver program allowing counties in mountainous rural areas to calculate area median income using ZIP codes or groups of bordering counties instead of broader regional measures. The bill affects multiple federal housing programs administered by HUD and USDA, including public housing, rental assistance, supportive housing for elderly and disabled individuals, and rural housing programs. County governments can apply to participate in the waiver program, and HUD must approve all applications within 90 days of the bill's enactment. Additionally, the bill requires HUD to conduct a study within two years examining alternative methods for calculating income in mountain communities and evaluating how seasonal workers and roommates should factor into these calculations, with a final report to Congress. The legislation aims to address affordability challenges in mountain communities by allowing more localized income calculations that could make residents eligible for more generous housing assistance.
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