Nonpartisan civic infrastructure
AllCiv·Legis1
·

H.R. 3914

BillFederalHouseIn Committee
To prohibit the use of certain concentration limit exceptions applicable to mergers involving a failed bank if there are other qualifying bids, and for other purposes.
About This Bill
Committee
Latest Action · June 7, 2023
Referred to the House Committee on Financial Services.
Congress
118th (2023–2025)
Introduced
June 7, 2023
Cosponsors (0)
None
View PDF ↗

Summary

Highlight any text to annotate
Failing Bank Acquisition Fairness Act This bill restricts the ability of large banks and financial companies to acquire banks in default or in danger of default if smaller institutions otherwise qualify. Specifically, if a merger with a bank in default results in one institution controlling more than a specified percentage of deposits or liabilities in the United States, regulators are prohibited from approving it, unless no other institution qualifies.

Take Action

Your position
Add a comment
to comment on this bill.
Annotate the text
Highlight any passage on the Summary or Full Text tab to attach a note. Annotations appear on the Annotations tab.