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S. 4493

BillFederalSenateIn Committee
To amend the Securities Exchange Act of 1934 to create a safe harbor for finders and private placement brokers, and for other purposes.
About This Bill
Committee
Latest Action · June 11, 2024
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Congress
118th (2023–2025)
Introduced
June 11, 2024
Cosponsors (0)
None
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Summary

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The Unlocking Capital for Small Businesses Act of 2024 creates a new regulatory framework for private placement brokers and finders to help small businesses raise capital more easily. Private placement brokers, who connect companies selling securities with investors, would face lighter registration requirements similar to those for crowdfunding portals, while finders operating below certain thresholds—such as earning less than $500,000 annually or handling transactions under $30 million total—would be completely exempt from federal registration and oversight. The bill requires the Securities and Exchange Commission to finalize regulations within nine months and mandates that private placement brokers disclose their role, compensation, and any financial interests to all parties involved in transactions. The legislation also prevents states from imposing stricter rules on these intermediaries than what federal law requires, creating uniform national standards. This bill aims to reduce regulatory barriers that small businesses face when seeking investment capital from private sources.

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