The Military Moms Act would update the TRICARE military health insurance program to recognize pregnancy and pregnancy loss as qualifying life events, allowing beneficiaries to make enrollment changes when experiencing these events. The bill applies to military families and dependents covered under TRICARE. Within one year of enactment, the Department of Defense would need to update TRICARE's qualifying life events list and provide guidance on required documentation, though the bill explicitly excludes abortion from this protection. The legislation also requires a comprehensive two-year study examining maternal health access across both military medical facilities and private TRICARE network providers, including analysis of staffing levels, wait times, out-of-pocket costs, and geographic access gaps. Additionally, the Defense Department would need to create a Military OneSource website with maternal health resources and develop a plan to notify counselors when beneficiaries become pregnant, with no specified funding amount in the bill itself.
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