The Claiming Age Clarity Act directs the Social Security Administration to change the terminology it uses in all official documents, regulations, and materials by January 1, 2025. Specifically, the bill requires the Social Security Administration to replace "early eligibility age" with "minimum monthly benefit age," replace "full retirement age" and "normal retirement age" with "standard monthly benefit age," and replace "delayed retirement credit" with references to "maximum monthly benefit age." These changes affect all Americans who receive Social Security communications and educational materials, as well as those planning their retirement benefits. The bill does not alter any actual Social Security benefits, eligibility requirements, or payment amounts, but rather aims to clarify the language used to explain how and when people can claim benefits. No specific funding is allocated in the legislation.
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