This bill enhances federal benefits for surviving spouses of active-duty military members who have remarried. Specifically, it restores non-monetary benefits through the Department of Veterans Affairs, such as housing and small business loan eligibility, and expands access to military commissary stores and shopping facilities regardless of remarriage status. The bill also creates a new student loan deferment program for military spouses who lose their jobs due to relocating with their service member spouse, allowing up to 180 days of deferment with interest relief on certain federal student loans. The changes to veterans benefits take effect immediately upon enactment, while the student loan deferment provisions become effective 90 days after the bill is enacted. This legislation recognizes the financial challenges faced by military families, particularly surviving spouses and those who must relocate for military assignments.