This bill would eliminate all cost-sharing requirements, including copayments and deductibles, for behavioral health care services provided through TRICARE Reserve Select, which is the health insurance program for members of the Selected Reserve. Currently, reserve members must pay out-of-pocket costs for mental health and substance abuse treatment under TRICARE Reserve Select, which can create financial barriers to accessing needed care. By removing these financial obligations, the legislation aims to make mental health services more affordable and accessible to approximately 800,000 Selected Reserve members who rely on this insurance. The bill, sponsored by Senators Fetterman and Cornyn, does not specify additional funding requirements or implementation timelines, suggesting the change would be absorbed within existing TRICARE budgets. This measure addresses a significant gap in military mental health support, as many reserve members face unique stress from balancing civilian employment with military service.
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