This bill requires health insurance plans to cover human milk fortifier at no cost to families starting January 1, 2025. Human milk fortifier is a specialized nutritional product made from donor human milk that is medically necessary for premature or low birth weight infants, as well as infants with certain medical conditions, as determined by a healthcare professional. The coverage requirement applies to Medicaid, the Children's Health Insurance Program (CHIP), and private group and individual health insurance plans. Families would not be allowed to be charged copayments, deductibles, or other cost-sharing fees for this product. The bill was introduced in January 2024 and does not specify new federal funding amounts, instead requiring these insurance programs to include the benefit in their existing coverage structures.