The RECOVER Act of 2024 extends identity protection coverage for people whose personal information was compromised in data breaches at federal agencies. Currently, this protection was set to expire after 2026, but the bill makes it permanent for affected individuals for the rest of their lives. The legislation also increases the minimum identity theft insurance coverage from its current level to at least $5 million per person. This change applies to victims of breaches at federal agencies, including the Office of Personnel Management cyberattack that exposed millions of federal employees' personal data. The bill ensures these protections continue indefinitely rather than having them end at a specific date.