The Examining Educational Redlining in Lending Act would require the Consumer Financial Protection Bureau to assess how lenders and other financial companies use education-related data, such as where someone attended college or their grades, when deciding whether to approve loans and other credit. The bill also directs the bureau to examine whether automated systems or algorithms that create applicant profiles pose risks of discrimination against protected classes. Within 180 days of the bill's enactment and annually thereafter, the bureau must complete these assessments and submit findings to Congress, while also publishing a public list of all financial companies using educational data in their lending decisions. No specific funding amount is mentioned in the legislation, though it tasks an existing federal agency with new oversight responsibilities. This bill targets potential "educational redlining," where lenders might unfairly deny credit based on education-related factors that correlate with race, ethnicity, or other protected characteristics.