The Social Security Overpayment Fairness Act would require the Social Security Administration to wait at least 120 days after notifying beneficiaries of an overpayment before beginning recovery efforts. This protection applies to both regular Social Security benefits and Supplemental Security Income payments. The bill affects millions of Social Security recipients who may have been overpaid due to errors or unreported changes in their circumstances. Additionally, the legislation requires the Social Security Commissioner to submit a report to Congress within 180 days outlining a strategy to improve how overpayments are prevented, tracked, and recovered while ensuring fair treatment and clear communication with beneficiaries. The changes take effect immediately upon passage and apply to overpayments that are still outstanding at that time.
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