This bill would expand the Public Service Loan Forgiveness program to allow borrowers to count their first 60 monthly loan payments toward the 120 payments required for forgiveness, regardless of which repayment plan they used initially. Currently, borrowers must make 120 consecutive payments under specific income-driven repayment plans to qualify for forgiveness after working in public service jobs, so this change would reduce the effective time commitment needed. The bill affects federal student loan borrowers who work or plan to work in public service and have made fewer than 120 qualifying payments. The Department of Education must notify all affected borrowers within 180 days of the bill's enactment and provide information on how to switch repayment plans if needed. The legislation does not specify any additional federal funding requirements.