This bill strengthens the financial oversight agencies created after the 2008 financial crisis by protecting their independence and funding levels. It guarantees the Office of Financial Research an annual budget of at least $124.6 million and a minimum of 231 full-time employees, with both amounts adjusted yearly for inflation. The bill also ensures the Financial Stability Oversight Council receives at least $15.3 million annually to maintain a minimum staff of 48 people, also adjusted for inflation each year. Importantly, the legislation removes requirements that these agencies consult with Treasury Department leadership on budget and staffing decisions, giving them greater autonomy to carry out their financial stability mission without political interference. The bill prevents Congress's appropriations committees from reviewing or controlling how the Office of Financial Research spends its funding, further insulating it from outside pressure.