The Eleanor Smith Inclusive Home Design Act of 2024 requires all newly constructed single-family homes and townhouses that receive federal funding to include at least one level designed according to accessibility standards for people with disabilities. The bill applies to homes receiving federal assistance through grants, loans, tax credits, loan guarantees, or community development funds, with requirements taking effect one year after the law passes. Compliance will be enforced through state and local building code review processes, and individuals harmed by violations can sue in federal court for damages and remedies like retrofitting requirements, with the Attorney General also authorized to bring enforcement actions. The law allows a five-year window to bring civil suits, though the statute of limitations does not begin until any accessibility deficiency is corrected, and does not prevent states from implementing stronger accessibility requirements.